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Debt Negotiations


Settle Your Debts For Pennies On The Dollar!


Sometimes a bankruptcy isn't the best option. If you are only dealing with smaller debts, or if you don't qualify for a Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, or any other type of Bankruptcy Relief, you may want to consider debt negotiation.


Some of the benefits of debt negotiation are:

∙ Collection harassment will end

∙ Credit scores will improve (with consistent payments)

∙ Lawsuits and garnishments can be prevented

∙ We deal with the creditors for you, so you don’t have to!


There is a downside to doing this however. If your settlement results in the "foregiveness" of $600.00 or more in debt, the creditor is required to issue you, and file with the IRS and State Department of Treasury, a 1099 for the amount of "foregiven" debt which you will be taxed as income to you. However, there are ways to negoiate, and structure a settlement to attempt to avoid the imputed income problem.


Contact us today for a free consulation on debt negotiation.

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